Custom homes in Cumming and Forsyth County
Cumming is home base for RLG Atlanta. We know the difference between building inside the city limits and in unincorporated Forsyth County, and it starts with which office issues your permit.
Building a custom home in Cumming
Inside the city limits, the City of Cumming Planning & Zoning Department issues residential construction and land disturbance permits. Plans go through review before a permit is issued, and new-home plan sets must carry the seal of a Georgia registered architect or structural engineer.
Outside the city, Forsyth County's Department of Planning & Community Development issues permits from its office at 110 E. Main St. The county's new-home checklist is longer, and two items on it affect your budget and your site plan: impact fees and stream buffers.
What to know before you build in Cumming
City or county permit
City of Cumming lots go to the city's Planning & Zoning Department. Everything else in Forsyth County goes to the county's Planning & Community Development office.
Impact fees on every new home
Forsyth County requires impact fees for all new homes. They are part of the permit cost, so we include them in your budget up front.
Wider stream buffers
Forsyth County requires a 50-foot undisturbed stream buffer plus a 75-foot impervious setback, on top of the state's 25-foot buffer. On a creek lot, that moves the house.
Septic before the building permit
If the lot is on septic, Forsyth County Environmental Health must issue the septic permit first. On sewer, you need proof of the sewer purchase.
Recorded plat and site plan
The county requires a copy of the recorded plat and a site plan showing floodplain, buffers and easements.
Setbacks are on the owner
The county notes that a building permit does not confirm setbacks are met. We stake the house from the survey so there are no surprises.
Building on the Forsyth side of Lake Lanier
Lake Lanier runs along much of Forsyth County's eastern side. Lake lots add Corps of Engineers rules on top of the county's. See lakefront homes and our Lake Lanier guide.
How we build
- Start with the land
We walk the lot with you before plans are final: access, slope, septic or sewer, buffers and where the house should sit.
- Open-book pricing
Custom homes are built cost-plus. You see the supplier and subcontractor invoices behind every draw, not a single lump number.
- Permits and plan review
We handle submittals with the city or county building office and coordinate the surveys, soil reports and engineering they require.
- On site, every day
Jerry runs the job in person. You get regular progress updates with photos, like the public build journal for Lakewood Lodge.
Keep reading
Other places we build
Sources
- City of Cumming — Planning & Zoning
- City of Cumming — Submit Plans
- Forsyth County — Permitting
- Forsyth County — New Residential Permit Checklist
- Forsyth County — Buffer Mitigation Checklist
Rules and fees change. Confirm with the office before you rely on them. Last checked October 2026.
Talk to Jerry and Karen about your build.
Tell us about your land and your plans. We reply by phone or email.